Most people our age aren't buying stocks. They're paying rent, paying off loans, maybe throwing something into a 401k they don't really understand.

But if you've got $500 you don't need for a few years? Here's where I'd put it.

Never heard of it. Neither had I until recently.

A year ago it was $5. Now it's $42. Here's why.

They used to be a Bitcoin mining company. Kinda boring. But they're sitting on something everyone suddenly wants: data centers with massive power contracts.

AI is exploding. AI needs data centers. Data centers need electricity. And electricity is the one thing money can't buy fast — companies are waiting years just to get plugged into the grid.

IREN already has the power locked up. Microsoft noticed. Wrote them a $9.7 billion contract. $1.9 billion upfront.

When Microsoft pays you that much, you're probably not a scam.

You've heard people say "invest early, compound interest, blah blah." This is what that actually looks like.

$500 in the right stock in your 20s can turn into real money by your 30s. Or it can go to zero. That's the game.

The difference between us and someone in their 40s? We can afford to take the swing. If it doesn't work, we have time to recover. They don't.

A lot.

AI hype cools off — stock tanks. Bitcoin crashes — their mining business gets hit. Microsoft deal has issues — sentiment flips overnight.

JPMorgan downgraded it. It swings 10% in a day sometimes. This isn't a "set and forget" index fund. It's a bet.

Put in $500. Delete the app for a year. Check back next November.

Either it worked or it didn't. But you're not gonna miss $500 in 12 months. You might miss out on what it becomes if you never took the shot.